.footer {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; margin-top: 5px; margin-bottom: 5px; line-height: 16px}
A:link { COLOR: #0000FF }
A:visited { COLOR: #003399 }
A:hover { COLOR: #CC0000; TEXT-DECORATION: none }
.head1 {  font-family: Arial, Helvetica, sans-serif; font-size: 24px; color: #003399; font-weight: bolder; margin-top: 10px; margin-bottom: 0px}
.bullet {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; text-indent: -12pt; margin-top: 5px; margin-bottom: 5px; margin-left: 20px}
.body { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; margin-top: 10px; margin-bottom: 5px}
.subhead1 { font-family: Arial, Helvetica, sans-serif; font-size: 16px; color: #003399; font-weight: bolder; margin-top: 10px; margin-bottom: 0px }
.bodynoMarg {
font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; margin-top: 0px; margin-bottom: 0px
}